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All Money Goes To Paying Back Loans

I took out a loan so that I could buy Christmas gifts for all of my family and I’m still paying it back here in April. I should never have done it, but I guess it’s no different than people with good credit using a credit card with high interest to buy their Christmas gifts and taking a year to pay it back. I just feel like I hardly get anything at payday because it all goes to paying back loans.

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